VA loan limits in Hawaiʻi for 2025 are higher than most states, but they work differently than many borrowers expect. If you have full VA entitlement, there’s technically no VA loan limit—only lender guidelines. If you have remaining entitlement (due to another active VA loan or a previous default), county loan limits still matter. This […]
Hawaii’s high cost of living and rising interest rates have made it increasingly difficult for families and service members to buy homes. One way to lower monthly payments in paradise is to assume an existing VA mortgage. A VA assumable loan allows a buyer to take over the seller’s mortgage and keep the original interest […]
A home equity loan lets you borrow against your home’s equity, providing a lump sum with fixed interest rates and set loan term. Homeowners typically use it for large expenses like home renovations, debt consolidation or other major purchases. When used wisely, your home’s value can be a powerful financial tool. Whether you’re planning a […]
The average home value in Hawaii is $858,569. Before buying a house in Hawaii, save for a down payment, choose the best financing option and get a home inspection. Click here to read the full article.
New Home Purchase Mortgage Applications Surge 22.2% YoY Demand for new homes remains robust, as reflected in the Mortgage Bankers Association (MBA) Builder Application Survey – showing 22% year-over-year increase in mortgage applications for new home purchases, marking the 11th consecutive annual rise. As some experts note, the ongoing shortage of existing homes for sale […]
Elias Halvorson’s continued goal is to help members, veterans, and their families find stability and success in higher education. Although 2022 was an extremely difficult year in the mortgage industry, Elias has actually increased the scholarship amount. This year we are pleased to announce we will be helping six members of the Hawaii military Ohana […]
For years, those who have bravely served our country have been able to leverage a unique benefit that helps them and their families get a foothold in the housing market. VA Home Loans, one of the best VA loan benefits for military members, such as National Guard, provide incredible opportunities, especially here in Hawaii, where […]
As a dedicated service member or veteran, you’ve served our nation with pride and honor. One way the United States of America acknowledges your commitment is through the VA home loan – a generous benefit that can help you secure your dream home with lower rates, no down payment, and no need for private mortgage […]
Welcome to the Weekly Mortgage Market Update! This is your go-to source for the latest news, trends, and insights on the ever-evolving world of mortgages. Whether you’re a first-time homebuyer or a seasoned real estate investor, staying informed about the mortgage market is crucial to making wise financial decisions. Every week, we’ll provide a comprehensive […]
We have seen a continuation of the downward trend in mortgage applications, with this being the 6th straight week of decline. This is a concerning development for the real estate industry, as fewer applications could signal a slowdown in the housing market. Despite a slight decline in mortgage rates, applications decreased for a sixth consecutive […]
Welcome to our Guide on How to Secure Hawaii VA Loans with low-interest rates! In this comprehensive resource, we will explore the essential steps and strategies for obtaining VA loans in the beautiful islands of Hawaii while taking advantage of competitive interest rates. Hawaii VA Loans: An Effective Way to Secure a Mortgage in a […]
It’s national volunteer week in the US, and there’s no better time to explore Hawaii volunteer ops for giving back to our communities. Whether you’re a seasoned pro or a first-time volunteer, it’s an excellent chance to help people, especially groups like veterans. As a Hawaii mortgage broker specializing in Oahu VA loans, we assist […]
