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Always putting clients and their families first. As a VA Loan Specialist in Hawai’i, Elias can make your dream of living in paradise come true.

Hawaii VA Loans help veterans become kama’aina in Hawai’i. Join the Ohana.

Hawaii VA Loans help veterans become kama’aina in Hawai’i. Join the Ohana.

C2 Financial Corporation logo. Providing VA Loans to military homebuyers, Oahu HI. Hawaii mortgage broker, VA Loan Programs available.

Take Charge of Financing Your Dream Home on the Hawaiian Islands

Hawaii VA Loans – Oahu

Image of a veteran coming home. Home loans are an excellent way for military veterans to purchase their first property.

Discover How VA Loans Can Finance Your Dream Home

Let Elias Halvorson and the C2 Financial Corporation team help you navigate the process of Hawaii VA Loans. And discover your ideal new home in the Hawaiian Islands with our professional home loan team on Oahu. They are dedicated to finding the best VA loan to fit your needs. Moreover, Elias brings his expertise and local knowledge to guide you through the Hawaii VA Loans process. He tailors the home loan to suit your or your family’s needs. Working with Elias ensures that you have a lifelong partner in Hawai’i Nei.

Specialized Hawaii Home Loans For Veterans

In addition, Elias Halvorson is committed to creating specialized Hawaii VA Loans for military members, both past and present. He and the C2 Financial Team initiate the process of designing these specialized veteran home mortgages by assessing service member eligibility. As an expert in Hawaii VA Loans, Elias can provide you with the resources and steps necessary to receive a Certificate of Eligibility. Contact Elias today to learn more about how to qualify for a home mortgage through the Department of Veterans Affairs.

Image of children of a military family at a naval dock. Elias provides VA Home Mortgage Loans to military families like this.

Hawaii VA Loans For Refinancing Your Home

Refinance your home in Hawaii with one of several VA loan programs. Eligible veteran homeowners can access the Interest Rate Reduction Refinance Loan if approved. The IRRRL allows qualified homeowners to reduce the interest rate on their mortgages. Furthermore, additional programs such as the rate/term and VA cash-out options allow homeowners to borrow cash using their home’s equity.

Understanding Hawaii VA Loans Interest Rates

Hawaii VA Loans offer competitive interest rates that depend on various factors, such as market fluctuation, credit scores, location, down payment, and the cost of the home. For qualified veteran homebuyers, these Hawaii VA Loans provide access to interest rates generally below the national average. As a result of these lower rates, eligible homebuyers utilizing the VA home loan program benefit from having increased purchasing power.

U.S. service members getting ready to depart. Specialized VA loans support retired and currently serving military personnel when they purchase or refinance their home.
Image of Honolulu from the mountain. Finance your perfect Hawaii home using an Oahu VA Loan.

Hawaii VA Loans Limit For Eligible Veterans

The Department of Veterans Affairs sets the loan limits for Hawaii. A Hawaii VA Loan Limit is the maximum amount a qualified veteran can borrow without being required to place a down payment on a home in Hawaii. These limits can vary depending on what island and county the property location is.

Serving military veterans and their families across all of the Hawaiian Islands

VA Loan Officer - Elias Halvorson


Oahu VA mortgage officer in Honolulu with his family

Guided by the principle of “Family First, Always,” Elias’ 13-year U.S. Air Force career led him to work with C2 Financial as a VA Mortgage Broker. In addition, Elias and his family enjoy taking advantage of the island of O’ahu. It offers hiking, swimming, shooting hoops at the park, and spending time at the beach with friends.


Elias Halvorson, Honolulu mortgage broker, Hawaii.

As a military veteran, Elias enjoys working with all clients but particularly enjoys helping military members and veterans with their financing needs. He is also still serving and has PCS’d 5 times himself. Elias understands the difficulties of a move and works to ensure the loan process is as stress-free as possible.

VA Loan Specialist

Honolulu VA Loan office where Eli works as an Oahu Loan officer for veterans

Elias has over 10 years of experience in Financial Management and diverse working experience leading a Finance Services office. Managing over $1.5 billion in aid and reconstruction funds in Afghanistan. As a result, his experience ensures he will work hard to save you as much money as possible on one of life’s most significant purchases.

Want to learn more about our VA Home Loan Hawaii?

Our Loan Education and Resource Center provides clients the information they need to make an informed decision. Allow Elias walk you through the process, and help you calculate your VA loan, fees, and closing costs.

What People Are Saying about Elias.

“I trusted Elias to act in my best interest, He did. Never in a situation where I felt uncomfortable with the outcome of the loan product presented. I did not want to experience negative repercussions or stress, Elias knew me, the right loan and ran all necessary work and interference needed and empathized when I did stress!”


“Eli was phenomenal and made the process of refinancing our home seamless. He was very friendly and kind and made us feel like a priority. We very highly recommend him!”


“Great throughout the entire process. Eli was extremely knowledgeable, communicated clearly, was laid back and wasn’t the typical high pressure sales guy. Loved the fact he is a veteran and really focuses on making sure other veterans and active duty folks are taken care of.”

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2022 Veterans of Hawaii Scholarship

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Purchase a Home in Paradise: Why it’s Still a Great Time to Buy a House in Hawaii

Hawaii recognizes as one of the most beautiful places in the world. With its white sandy beaches, crystal clear blue waters, and lush green mountains, it's no wonder that people are still flocking to the island state and looking to buy property…

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Welcome to our Guide on How to Secure Hawaii VA Loans with low-interest rates! In this comprehensive resource, we will explore the essential steps and strategies for obtaining VA loans in the beautiful islands of Hawaii while taking advantage…
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Hawaii Volunteer Opportunities for Helping Veterans

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Image representing the home buying process for veterans living in Hawaii. VA home loan tips.

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A few idiosyncrasies in this current market and here on Oahu Appraisal Clause Where this comes into play for Veteran buyers is when the appraisal comes in lower than the price agreed upon in the purchase contract. In normal markets, buyers…
Image of a new home. The homebuying process for many veteran first time homebuyers can be a daunting task, VA mortgage brokers are here to assist.

The home buying process for first-time home buyers

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The VA Home Loan Program Benefits

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Estimate the purchase price of homes like this with our Hawaii mortgage calculator. For a detailed estimate consult with a local mortgage broker, Honolulu Hawaii.

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