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Always putting clients and their families first. As a VA Loan Specialist in Hawai’i, Elias can make your dream of living in paradise come true.
Hawaii VA Loans help veterans become kama’aina in Hawai’i. Join the Ohana.
Take Charge of Financing Your Dream Home on the Hawaiian Islands
Hawaii VA Loans – Oahu
Discover How VA Loans Can Finance Your Dream Home
Let Elias Halvorson and the C2 Financial Corporation team help you navigate the process of Hawaii VA Loans. And discover your ideal new home in the Hawaiian Islands with our professional home loan team on Oahu. They are dedicated to finding you a great VA loan that will fit your needs. Moreover, Elias brings his expertise and local knowledge to guide you through the Hawaii VA Loans process. He tailors the home loan to suit your or your family’s needs. Working with Elias ensures that you have a lifelong partner in Hawai’i Nei.
Specialized Hawaii Home Loans For Veterans
In addition, Elias Halvorson is committed to creating specialized Hawaii VA Loans for military members, both past and present. He and the C2 Financial Team initiate the process of designing these specialized veteran home mortgages by assessing service member eligibility. As an expert in Hawaii VA Loans, Elias can provide you with the resources and steps necessary to receive a Certificate of Eligibility. Contact Elias today to learn more about how to qualify for a home mortgage through the Department of Veterans Affairs.
Hawaii VA Loans For Refinancing Your Home
Refinance your home in Hawaii with one of several VA loan programs. Eligible veteran homeowners can access the Interest Rate Reduction Refinance Loan if approved. The IRRRL allows qualified homeowners to reduce the interest rate on their mortgages. Furthermore, additional programs such as the rate/term and VA cash-out options allow homeowners to borrow cash using their home’s equity.
Understanding Hawaii VA Loans Interest Rates
Hawaii VA Loans offer competitive interest rates that depend on various factors, such as market fluctuation, credit scores, location, down payment, and the cost of the home. For qualified veteran homebuyers, these Hawaii VA Loans provide access to interest rates generally below the national average. As a result of these lower rates, eligible homebuyers utilizing the VA home loan program benefit from having increased purchasing power.
Hawaii VA Loans Limit For Eligible Veterans
The Department of Veterans Affairs sets the loan limits for Hawaii. A Hawaii VA Loan Limit is the maximum amount a qualified veteran can borrow without being required to place a down payment on a home in Hawaii. These limits can vary depending on what island and county the property location is.
Serving military veterans and their families across all of the Hawaiian Islands
VA Loan Officer - Elias Halvorson
Father
Guided by the principle of “Family First, Always,” Elias’ 13-year U.S. Air Force career led him to work with C2 Financial as a VA Mortgage Broker. In addition, Elias and his family enjoy taking advantage of the island of O’ahu. It offers hiking, swimming, shooting hoops at the park, and spending time at the beach with friends.
Veteran
As a military veteran, Elias enjoys working with all clients but particularly enjoys helping military members and veterans with their financing needs. He is also still serving and has PCS’d 5 times himself. Elias understands the difficulties of a move and works to ensure the loan process is as stress-free as possible.
VA Loan Specialist
Elias has over 10 years of experience in Financial Management and diverse working experience leading a Finance Services office. Managing over $1.5 billion in aid and reconstruction funds in Afghanistan. As a result, his experience ensures he will work hard to save you as much money as possible on one of life’s most significant purchases.
Want to learn more about our VA Home Loan Hawaii?
Our Loan Education and Resource Center provides clients the information they need to make an informed decision. Allow Elias walk you through the process, and help you calculate your VA loan, fees, and closing costs.
What People Are Saying about Elias.
“I trusted Elias to act in my best interest, He did. Never in a situation where I felt uncomfortable with the outcome of the loan product presented. I did not want to experience negative repercussions or stress, Elias knew me, the right loan and ran all necessary work and interference needed and empathized when I did stress!”
Jim M.
“Eli was phenomenal and made the process of refinancing our home seamless. He was very friendly and kind and made us feel like a priority. We very highly recommend him!”
A. M.
“Great throughout the entire process. Eli was extremely knowledgeable, communicated clearly, was laid back and wasn’t the typical high pressure sales guy. Loved the fact he is a veteran and really focuses on making sure other veterans and active duty folks are taken care of.”
Sang P.
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Veterans of Hawaii Scholarship Announcement
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Unlocking the Benefits of VA Home Loans for Military Families
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Weekly Mortgage Market Update
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6th Week of Mortgage Application Fall
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2022 Veterans of Hawaii Scholarship
Aloha! We warmly welcome you to the prestigious 2022 Veterans of Hawaii Scholarship Program. We actively honor and support the brave men and women who have selflessly served our nation and called the beautiful islands of Hawaii their home.
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Purchase a Home in Paradise: Why it’s Still a Great Time to Buy a House in Hawaii
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How to Secure Hawaii VA Loans – Low Interest Rates
Welcome to our Guide on How to Secure Hawaii VA Loans with low-interest rates! In this comprehensive resource, we will explore the essential steps and strategies for obtaining VA loans in the beautiful islands of Hawaii while taking advantage…
Hawaii Volunteer Opportunities for Helping Veterans
It's national volunteer week in the US, and there's no better time to explore Hawaii volunteer ops for giving back to our communities. Whether you're a seasoned pro or a first-time volunteer, it's an excellent chance to help people, especially…
Hanging chads of the homebuying process in Hawaii
A few idiosyncrasies in this current market and here on Oahu
Appraisal Clause
Where this comes into play for Veteran buyers is when the appraisal comes in lower than the price agreed upon in the purchase contract. In normal markets, buyers…
The home buying process for first-time home buyers
The home buying process for first-time home buyers is usually a daunting task, whether a veteran/member utilizing their VA home loan benefit or individuals buying a home via conventional financing. It is even more complicated if you are not…
The VA Home Loan Program Benefits
The VA home loan program provides numerous benefits over other types of loans. If you are a veteran and looking to buy a house, this is the best, quickest, and most cost-effective option for you. The application process is simple, and a pre-approval…
Using geopolitical events to time your refinance
So many times we have clients who apply for a streamlined refinance, but for whatever reason, they are hesitant to pull the trigger. Maybe their current rate is at 3.75% but doing a VA Streamline refinance or Hawaii IRRRL to reduce their rate…
Mortgage Loan: Reasons to Refinance Your Mortgage Loan
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The Hawaii VA Loans Guide
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This licensee is performing acts for which a real estate, consumer loan, or mortgage license is required. C2 Financial Corporation is licensed by the Washington DFI# MB-135622; Hawaii Department of Financial Institutions, Broker# HI-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of HI and WA. As a broker, C2 Financial Corporation is NOT approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.
About Elias Halvorson
The philosophy of “Family First” has guided Elias and his family through a 13-year long career with the United States Air Force. C2 Financial reflects Elias’ own personal beliefs of “Family First, Always” through their Hawaii VA Loan Programs. As a VA loan consultant, Elias can help veterans and their families purchase their Hawaii dream home.
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HI Individual NMLS#1697041
HI Branch NMLS#1244222
WA #MLO-1697041
WA #MB-135622