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Always putting clients and their families first. As a VA Loan Specialist in Hawai’i, Elias can make your dream of living in paradise come true.

Hawaii VA Loans help veterans become kama’aina in Hawai’i. Join the Ohana.

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Take Charge of Financing Your Dream Home on the Hawaiian Islands

Hawaii VA Home Loans

Discover VA Loans Specialized Loans Refinance Options Interest Rates VA Hawaii Loan Limits

Image of a veteran coming home. Home loans are an excellent way for military veterans to purchase their first property.

Discover How VA Loans Can Finance Your Dream Home

Let Elias Halvorson and the C2 Financial Corporation team help you discover the perfect new home on the Hawaiian Islands. Our professional home loan team on Oahu is dedicated to helping you find the best VA loan to fit your needs. With expertise and local knowledge, Elias will guide you through the process and tailor your VA home loan to you or your family’s needs. Working with Elias ensures that you have a partner for life in Hawai’i Nei.

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Specialized Hawaii Home Loans For Veterans

Elias Halvorson is committed to creating specialized home loans for military members both past and present. Elias and the C2 Financial Team begin the process of designing specialized veteran home mortgages by assessing service member eligibility. As a VA mortgage expert, Elias can help provide you with the resources and steps necessary to receive a Certificate of Eligibility. Contact Elias today to learn more about how to qualify for a home mortgage through the Department of Veterans Affairs.

Image of children of a military family at a naval dock. Elias provides VA Home Mortgage Loans to military families like this.

Hawaii VA Loan For Refinancing Your Home

Refinance your home in Hawaii with one of several VA loan programs. If approved, eligible veteran homeowners have access to the Interest Rate Reduction Refinance Loan. The IRRRL gives qualified homeowners the chance to reduce the interest rate on their mortgage. Additional programs such as the rate/term and VA cash-out options allow homeowners to borrow cash using their home’s equity or obtain improved terms on their loan.

Understanding Hawaii VA Loan Interest Rates

Hawaii mortgage interest rates depend on a wide variety of different factors, such as fluctuation, credit scores, location, down payment, and the cost of the home. For qualified veteran homebuyers, you have access to competitive interest rates that are generally below the national average. As a result of lower rates, eligible homebuyers utilizing the VA home loan program, benefit from having increased purchasing power.

U.S. service members getting ready to depart. Specialized VA loans support retired and currently serving military personnel when they purchase or refinance their home.

Image of Honolulu from the mountain. Finance your perfect Hawaii home using an Oahu VA Loan.

VA Loan Limit For Eligible Veterans In Hawaii

The Department of Veterans Affairs sets the loan limits for Hawaii. A Hawaii VA Loan Limit is the maximum amount that a qualified veteran is allowed to borrow without being required to place a down payment on a home in Hawaii. These limits can vary depending on what island and county the property is located on.

Serving military veterans and their families across all of the Hawaiian Islands

VA Loan Officer - Elias Halvorson

Father

Oahu VA mortgage officer in Honolulu with his family

Guided by the principle of “Family First, Always” Elias’ 13-year U.S. Air Force career led him to work with C2 Financial as a VA Mortgage Broker. Elias and his family enjoy taking advantage of all the island of O’ahu offers, such as hiking, swimming, shooting hoops at the park, and spending time at the beach with friends.

Veteran

Elias Halvorson, Honolulu mortgage broker, Hawaii.

As a military veteran, Elias enjoys working with all clients, but particularly enjoys helping military members and veterans with their financing needs. Still serving and having PCS’d 5 times himself, Elias understands the difficulties of a move and works to ensure the loan process is as stress-free as possible.

VA Loan Specialist

Honolulu VA Loan office where Eli works as an Oahu Loan officer for veterans

Elias has over 10 years experience in Financial Management and a diverse working experience leading a Finance Services office, managing over $1.5 billion in aid and reconstruction funds in Afghanistan, and cost and budget analysis for several large defense programs. His experience ensures he will work hard to save you as much money as possible on one of life’s largest purchases.

Want to learn more about our home loans?

Our Loan Education and Resource Center provides clients with all of the information they need to make an informed decision. Let Elias walk you through the process, help you calculate your VA loan, fees, and closing costs.

Visit our Loan Resource Center

What People Are Saying about Elias.

“I trusted Elias to act in my best interest, He did. I was never in a situation where I felt uncomfortable with the outcome of the loan product presented. I did not want to experience negative repercussions or stress, Elias knew me, the right loan and ran all necessary work and interference needed and empathized when I did stress!”

Jim M.

“Eli was phenomenal and made the process of refinancing our home seamless. He was very friendly and kind and made us feel like a priority. We very highly recommend him!”

A. M.

“Great throughout the entire process. Eli was extremely knowledgeable, communicated clearly, was laid back and wasn’t the typical high pressure sales guy. Loved the fact he is a veteran and really focuses on making sure other veterans and active duty folks are taken care of.”

Sang P.