September Home Prices Fall at a Slower Pace than July/August According to Black Night, home prices fell at half the rate of July and August. Black Night is a leading provider of data and analytic solutions in the mortgage industry. FHFA’s report will be released at the end of the month, hopefully providing some confirmation […]
Despite a slight decline in mortgage rates, applications decreased for a sixth consecutive week, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending Oct. 28. “The 30-year fixed rate decreased for the first time in over two months to 7.06% but remained close to its highest since 2002,” said Joel […]
VA home loan assumption is easily one of the most overlooked benefits for veterans – primarily because many veterans aren’t aware that it exists, or don’t understand how the process works. However, with the right guidance, assuming a VA loan can be a time-saving and cost-effective method for veterans looking to buy or sell a […]
What are the Veterans of Hawaii Scholarship? Created to assist veterans and their dependents with the cost of higher education, the $2000 Veterans of Hawaii Scholarship will award four recipients $500 each to be used towards the cost of tuition at a college or university in Hawaii. While federal tuition programs and the GI Bill […]
Hawaii is recognized as one of the most beautiful places in the world. With its white sandy beaches, crystal clear blue waters, and lush green mountains, it’s no wonder that people are still flocking to the island state and looking to buy property here. The Hawaii real estate market has been hot for a while […]
Hawaii VA Loans: An Effective Way to Secure a Mortgage in a Rising Interest Rate Market If you’re a veteran or active-duty military member looking to buy a home in Hawaii, now is the time to act. The current interest rate market is shifting, and it’s becoming more challenging to qualify for a mortgage as […]
It’s national volunteer week in the US, and there’s no better time to look at the ways we can give back to our communities. No matter whether you’re a seasoned pro or a first-time volunteer, it’s an excellent opportunity for helping people, particularly groups such as veterans. As a Hawaii mortgage broker specializing in Oahu […]
A few idiosyncrasies in this current market and here on Oahu Appraisal clause – One thing much less common in normal markets, but something Veteran buyers utilizing their VA home loan benefit now usually need to include is an appraisal clause. An appraisal clause is something written in the purchase contract stating the veteran agrees […]
The home buying process for first-time home buyers is usually a daunting task, whether a veteran/member utilizing their VA home loan benefit or individuals buying a home via conventional financing. It is even more complicated if you are not aware of the steps. You may already be stressed out from PCSing OCONUS to Hawaii, so […]
The VA home loan program provides numerous benefits over other types of loans. If you are a veteran and looking to buy a house, this is the best, quickest, and most cost-effective option for you. The application process is simple, and a pre-approval can be given in as little as an hour. There are also […]
So many times we have clients who apply for a streamlined refinance, but for whatever reason, they are hesitant to pull the trigger. Maybe their current rate is at 3.75% but doing a VA Streamline refinance or Hawaii IRRRL to reduce their rate to 3.25% isn’t that exciting, and potential clients are holding out for […]
I was planning on writing about the mortgage process, steps to best prepare for buying a home, etc. However, the recent Omicron variant has led to another, potentially the last spike down for interest rates before they start to march upwards. A few reasons why people should refinance their VA mortgages now: Lower your interest rate: […]