Elias Halvorson’s continued goal is to help members, veterans, and their families find stability and success in higher education. Although 2022 was an extremely difficult year in the mortgage industry, Elias has actually increased the scholarship amount. This year we are pleased to announce we will be helping six members of the Hawaii military Ohana […]
For years, those who have bravely served our country have been able to leverage a unique benefit that helps them and their families get a foothold in the housing market. VA Home Loans, one of the best VA loan benefits for military members, such as National Guard, provide incredible opportunities, especially here in Hawaii, where […]
As a dedicated service member or veteran, you’ve served our nation with pride and honor. One way the United States of America acknowledges your commitment is through the VA home loan – a generous benefit that can help you secure your dream home with lower rates, no down payment, and no need for private mortgage […]
Welcome to the Weekly Mortgage Market Update! This is your go-to source for the latest news, trends, and insights on the ever-evolving world of mortgages. Whether you’re a first-time homebuyer or a seasoned real estate investor, staying informed about the mortgage market is crucial to making wise financial decisions. Every week, we’ll provide a comprehensive […]
We have seen a continuation of the downward trend in mortgage applications, with this being the 6th straight week of decline. This is a concerning development for the real estate industry, as fewer applications could signal a slowdown in the housing market. Despite a slight decline in mortgage rates, applications decreased for a sixth consecutive […]
Aloha! We warmly welcome you to the 2022 Veterans of Hawaii Scholarship Program—an initiative honoring the brave men and women who have served our nation and call the islands of Hawaii home.This page summarizes the 2022 scholarship cycle and is kept for reference. For future opportunities—or to learn about financing—see our Hawaii VA home loans […]
Welcome to our Guide on How to Secure Hawaii VA Loans with low-interest rates! In this comprehensive resource, we will explore the essential steps and strategies for obtaining VA loans in the beautiful islands of Hawaii while taking advantage of competitive interest rates. Hawaii VA Loans: An Effective Way to Secure a Mortgage in a […]
It’s national volunteer week in the US, and there’s no better time to explore Hawaii volunteer ops for giving back to our communities. Whether you’re a seasoned pro or a first-time volunteer, it’s an excellent chance to help people, especially groups like veterans. As a Hawaii mortgage broker specializing in Oahu VA loans, we assist […]
A few idiosyncrasies in this current market and here on Oahu Appraisal Clause Where this comes into play for Veteran buyers is when the appraisal comes in lower than the price agreed upon in the purchase contract. In normal markets, buyers would not accept this. However, because it is such a competitive market and most […]
The home buying process for first-time home buyers is usually a daunting task, whether a veteran/member utilizing their VA home loan benefit or individuals buying a home via conventional financing. It is even more complicated if you are not aware of the steps. You may already be stressed out from PCSing OCONUS to Hawaii, so […]
The VA home loan program provides numerous benefits over other types of loans. If you are a veteran and looking to buy a house, this is the best, quickest, and most cost-effective option for you. The application process is simple, and a pre-approval can give in as little as an hour. There are also flexible […]
So many times we have clients who apply for a streamlined refinance, but for whatever reason, they are hesitant to pull the trigger. Maybe their current rate is at 3.75% but doing a VA Streamline refinance or Hawaii IRRRL to reduce their rate to 3.25% isn’t that exciting, and potential clients are holding out for […]
